Free Tools
Tax Calculators & Tools
Free tools to estimate your refund, paycheck, self-employment tax, and more. No signup. No email required.
Estimate First, File Smart
Free Tools You Can Use Right Now
Every calculator uses the latest official IRS figures. Built for 2024 tax year (filed 2025) with 2025 preview where applicable.
Refund Estimator
Estimate your federal refund or balance due from income, withholding, and credits.
Estimate refund →
W-4 Calculator
Figure out how to fill out your W-4 so your withholding matches your real tax.
Calculate W-4 →
Tax Bracket Finder
See your marginal and effective tax rate for any income level and filing status.
Find my bracket →
Self-Employed Tax
Quarterly estimated tax for freelancers and 1099 contractors, including SE tax.
Calculate SE tax →
Standard vs Itemized
Compare the standard deduction to your itemized deductions — see which saves more.
Compare deductions →
EITC & Child Tax Credit
Estimate the Earned Income Credit and Child Tax Credit based on your family and income.
Check credits →
Paycheck / Take-Home
Net pay after federal, state, and FICA. Great for job-offer comparisons.
Calculate take-home →
Capital Gains
Tax on an investment sale, short-term vs long-term, 0% / 15% / 20% bracket.
Calculate gains →
State Tax Calculator
Quick state tax estimate for all 50 states + DC, including no-income-tax states.
Estimate state tax →
Crypto Gains
Tax on cryptocurrency sales, staking, and airdrops. Short- vs long-term treatment.
Calculate crypto →
Deduction Finder
Quick quiz to surface deductions and credits you might have missed.
Find deductions →
Audit Risk Score
See how many common IRS audit flags your return profile raises.
Check audit risk →
About these tools. Calculations use the official IRS bracket tables and rates for the
selected tax year. Results are estimates for planning only — your actual return may differ based on
deductions, credits, AMT, state-specific adjustments, or circumstances not captured here. For precise
numbers, start your return with SteppinAI.