W-4 Calculator
W-4 Withholding Calculator
Find out how much extra (or less) to withhold so you're not surprised at tax time.
Your recommendation
Extra to withhold per paycheck
$0
Projected tax liability$0
Withholding so far$0
Projected full-year withholding$0
Gap to cover$0
Remaining paychecks0
Work with SteppinAI on withholding →
We'll dial in your W-4 to hit near-zero refund or owe.
How to use. Enter what you've withheld to date (last paystub YTD). The result tells
you the extra amount to enter on W-4 line 4(c). If the gap is negative, your withholding is already
above expected tax — you can leave line 4(c) blank. This is a planning estimate and excludes state
withholding, bonuses, and multiple-job complications beyond a spouse's wages.